Refinance
Discover the potential of your home's equity and take control of your financial journey with K2 LOANS.
Our refinancing programs are designed to suit diverse needs, ensuring a tailored solution for every client.
From rate-and-term refinancing to cash-out refinancing, we have the programs that match your objectives. Let's explore the possibilities and optimize your mortgage for a brighter financial future.
Our Programs
-
Lowest interest rates available
-
For borrowers with strong credit history
-
Usually requires 20% down payment
Conventional Loans
-
Ideal for owner occupied properties
-
No appraisal requirement
-
Easier way to refinance
FHA Streamline Program
-
Primary residences
-
Post improvement borrowing
-
550 FICO score or better
FHA 203K Renovation Loans
-
No Income / No Employment Needed
-
Up to 65 LTV – 680 FICO
-
1 Month Recent Bank statement
NIVA
-
Must be insured by the FHA
-
Refinance an investment property
-
Unlimited combined loan-to-value ratios
Non-Credit FHA Refinance
-
Lower interest rates and upfront costs
-
Purchases and refinance options
-
Allows up to 100% financing for Veterans
VA Loans
-
For owner-occupied properties
-
Minimum credit score 720
-
Up to 70% LTV or combined LTV
Jumbo Loans
-
Own 1-4 financed properties
-
A Minimum FICO score of 620
-
Agency Conforming
Cash Out Refinancing
-
For owner-occupied properties
-
Close in less than 20 days!
-
Loans to $3,000,000
-
Max LTV: 80% with 700 FICO
-
Up to 70% LTV or combined LTV
Streamline Refinance- No Doc
-
Available For Up To 80% LTV
-
Own Up To 4 Financed Properties
-
No Minimum Repair Amount Required
HomeReady Loans
-
40% down
-
Reduce or eliminate closing costs
-
Highly trained professional knowledge
Investment
Co-Ops
-
One- to four-unit site-built homes
-
Warrantable condominiums
-
Modular homes
HomeStyle Renovation
-
Homeowners at least 62 years old
-
Create monthly cash flow
-
Receive loan proceeds from lenders
Reverse Mortgages
Services
K2 LOANS, where you find your financial aspirations meet tailored solutions. Our range of comprehensive services is designed to empower you on your journey of homeownership.