Purchase
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Mortgage Calculator
Purchase Loan Programs
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Lowest interest rates available
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For borrowers with strong credit history
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Usually requires 20% down payment
Conventional Loans
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620 Minimum FICO
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Homebuyer Counseling Required
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Must occupy property as primary residence
Down Payment Assistance
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Low Down Payment, Flexible Sources
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Optional Mortgage Insurance
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Simple Qualifications
FHA Purchase
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97 LTV – Scores as low as 620 (not FHA)
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This is only available for first-time buyers
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Maximum loan amount of $417,000
Down Payment For 1st Time Buyers
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Lower interest rates and upfront costs
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Purchases and refinance options
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Allows up to 100% financing for Veterans
VA Loans
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Down payments as low as 3 percent
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Home Possible Mortgage Program
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HomeStyle Renovation Program
​HomeReady Program
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Flexible credit terms and payment options
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Reduced PMI requirements
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No cash reserve requirement options
​Home Possible Mortgage Program
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97% Financing with 640 credit scores
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80% Financing on investment condos
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Non-Warrantable condos specialists
​Condo Purchase Mortgages
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Qualify for loan amounts up to $3 million
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Available for self-employed borrowers
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Cash-out refinances up to 70% LTV
​High Balance Loans
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Homeowners at least 62 years old
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Create monthly cash flow
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Receive loan proceeds from lenders
​Reverse Mortgages